Privacy Policy

Edward Financial Group’s  Privacy Statement

Edward Financial Group and its affiliated companies appreciate the trust you place in us when you ask us to help protect you and your assets. You trust us with your private, personal information when you purchase insurance from us, and we are committed to protecting this information. Edward Financial Group does not sell information about you to others.

Edward Financial Group Use of Your Personal Information

We treat your information with respect and concern for your privacy. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted or required by law.

For example, we may share any or all of your information with our affiliated companies. We may also disclose any or all information we have collected about you to companies that perform services on our behalf.

When we make this type of disclosure it is done to service your Edward Financial Group account or policy, or to inform you about Edward Financial Group products and services. Before disclosing your information, we require these companies to agree to keep it confidential and use it only for the transaction we request.

Edward Financial Group

The independent insurance agents authorized to sell Edward Financial Group products and services are not Edward Financial Group employees, but they are subject to Edward Financial Group’s Privacy Policy, to the extent that they sell or service our products unless they have provided you with a copy of their own privacy policy. Because they have a unique business relationship with you, they may have additional personal information about you that Edward Financial Group does not. They may use this information differently than Edward Financial Group. Contact your Edward Financial Group Agent or advisor to learn more about their privacy practices.

Information About Edward Financial Group’s Websites

Information collected

Edward Financial Group collects personal information (for example, name, address, E-mail address, telephone number, or Social Security number) on our website only when you voluntarily provide it to us. Only your Internet domain is recognized when you visit our website; your individual E-mail address is not.

If you provide us with your E-mail address, Edward Financial Group may use it to occasionally notify you of new services, special offers, or to confirm transactions. If you do not wish to be contacted by E-mail you may click on the “unsubscribe” link at the bottom of any Edward Financial Group E-mail you receive and you will no longer receive non-policy-related communications from us via E-mail.

The companies of Edward Financial Group may work with several third-party vendors, including, but not necessarily limited to Yahoo!, Google, Value Click, Specific Media, Fetch back, MSN, Burst Media, 24/7 Real Media, Atlas DMT, and others, to research usage and activities on our website. These third-party vendors use Web beacons and cookies to conduct this research. The information collected through these Web beacons and cookies is used to find out more about our Web site usage patterns, for more accurate reporting, and to improve the effectiveness of our marketing. The information recorded through the use of these Web beacons and cookies is aggregated and then shared with us. No personally identifiable information about you is shared by these third-party vendors with the Edward Financial Group family of companies.

To learn more about how Edward Financial Group collects and uses your personal information, please read the following notice.

Edward Financial Group’s  Sources of Information About You

We may collect personal information about you from:

• The information you provide on quotes, applications, or other forms (such as your name, address, and Social Security number)
• Your transactions with us (such as your payment history and claims information)
• The information we receive from a consumer reporting agency (such as your credit history, your driving record, and claims history with other insurance carriers)
• Your insurance agent/broker (such as updated information pertaining to your account)
• Public records (such as motor vehicle reports and criminal records)

Information sharing and use

Edward Financial Group does not sell information about you to others. If you only browse our website and do not supply any information, you will not receive unsolicited e-mail, telephone calls, or other marketing materials from Edward Financial Group as a result of your visit.

When you make changes to your account or request more information about our products we may forward the information you supply to us to your Edward Financial Group Independent Insurance Agent. We do this so they can service your account or contact you with additional information about our products.

Cookies

Edward Financial Group uses cookies to maintain the continuity of browser sessions and to track repeat visitors. No personally identifiable information about you is stored in these cookies.

Browsers & Security

Edward Financial Group uses secure technology, which encrypts information as it crosses the Internet. You can tell if you are visiting a secure area by looking at the padlock symbol on your browser screen. If it is “locked,” you have a secure session.

Links to other sites

Edward Financial Group contains links to other websites. These other websites are not under Edward Financial Group’s direct control, and they may collect information about you that Edward Financial Group does not. We are not responsible for the privacy practices or the content of linked websites.

Protecting Your Personal Information from Unauthorized Access

We limit employee access to customer information to those employees with a legitimate business reason for such access. We maintain physical, electronic, and procedural safeguards to protect your personal information from being accessed by unauthorized persons. We also conduct a regular risk assessment, risk management and control, and oversight of our service providers to assure the effectiveness of these safeguards.

Your Medical Information

Edward Financial Group obtains medical information only in connection with specific products or claims. We will not use or share personally identifiable medical information for any purpose other than the underwriting or administration of your policy, claim or account, or as otherwise disclosed to you when the information is collected.

Reviewing Your Information

If you submitted information to Edward Financial Group online and would like to review that information, please request a copy of the information about you that we have in our files to review it for completeness and accuracy. Your request must be in writing. Please contact your Agent to submit your request.

Changes to this Statement

Please be aware that we may periodically update or revise this Statement. Please check our Consumer Privacy Statement frequently for changes.