Retirement Planning

Retirement Planning

Strategies and solutions to our current Retirement Climate

In today's climate families are feeling the pressure on a variety of fronts when looking toward retirement. Traditional pensions are vanishing, Baby Boomers are relying on Social Security at a rate of 59%. More than half of current retirees fear that they will outlive their money and that they will have to depend solely on Social Security. These figures are staggering considering 1 out 3 Baby Boomers haven't saved for retirement at all.

Edward Financial Group Advantage

Our firm uses a variety of strategies that will help your family avoid the retirement pitfalls that are commonplace with so many Americans today. We focus on customizing, simplifying and educating our clients. Free Retirement consultation with no obligation. Give us a call today 404.919.8916.

Slide Retirement philosophy: Grow your retirement While your funding vehicle is contractually obligated to never loose the principal balance Edward Financial Group Favicon Slide There are 3 rules: 3 Rule # 1 Math Is not Money Slide Rule # 2 Losses dramatically effect Your Retirement plans Performance Slide Rule # 3 The Perfect Investment Advanced Strategies Easy to understand Empower you to create Generational Wealth

What Do I want to accomplish?

Retirement like many things involving money can be emotional. We don't look past this or take this for granted instead we talk about it. We often hear things like I want to travel and enjoy my spouse or I want to leave a legacy for my children or/and grandchildren. Starting to map out what your retirement will look like will go along way in developing the proper plan.

Do you have the Cash?

Looking long term at retirement we have heard many times that retirement, although it would be nice, is like a dream. This means there is no way that I'm retiring I simply don't have the cash. Knowing what strategies can help you realize your dreams could get you closer to retirement than you think.

Will I outlive my money?

This concern is extremely valid as today's retirees are living on their retirement income for as much as 30 years or more. The good news is that there are many options and strategies that can ensure that you will not have to worry about out living your income.

All my assets are in my home, what do I do?

There are many hardworking family's that have the majority of their assess in their home. Fortunately there are many strategies that can assist with clients that find themselves in this exact situation.

How will I pay for Health Care?

Health Care for the average retired couple can range from 245,000 to 265,000 in medicare cost alone. That estimate doesn't include the cost of Long term Care. Health Care continues to rise for retirees. This concern and many more can be addressed during a free consultation.

I have maxed out my contribution to my 401K?

The 2015 limit to the 401k rose to 18,000 k from 17,500 in 2014. Our firm specializes in alternative vehicles for clients that have maxed out their retirement contributions.