Guaranteed Acceptance life insurance is fixed premium life insurance that is designed to last the entire life of the insured. Guaranteed issue, as it is sometimes referred, generally has a two or three year waiting period the beneficiary would receive the paid premiums back plus an interest rate. It can also be setup as percentage off the face amount within the first couple of years. For example, 35% of the face amount in the first year if the insured where to die, 75% in the second and full benefit in the third year.
Guaranteed Life Insurance:
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