Frequently Asked Questions
Frequently asked questions
HOW MUCH LIFE INSURANCE DO I NEED?
The amount of life insurance you need is determined by looking at your current and future financial obligations and subtracting your liquid assets. A needs analysis is conducted during every presentation delivered by EFG.
I HAVE BEEN DENIED COVERAGE IN THE PAST CAN I STILL GET INSURANCE?
Edward Financial Group specializes in getting previously denied clients coverage. Complete the contact form on the contact us page or give us a call.
WHAT TYPE OF POLICY SHOULD I PURCHASE?
That question is best answered after accessing your financial goals. Term insurance is generally the lowest initial price and Permanent Insurance ensures life long guarantees. Permanent Insurance can also be extremely attractive for tax advantaged savings.
WHAT IS LIVING BENEFITS?
This is a policy feature that allows someone whom has occurred a major sickness such as stroke, heart attack, cancer or if they are terminally ill to take a portion of the policy while they are still living.
HOW DO I KNOW I'M GETTING A GOOD PRICE?
As an Independent Insurance Agency Edward Financial Group offers a wide variety of products and carriers. That variety gives us the ability to offer you the best rates at the best price.
EXPERTISE
Our firm Invests heavily in industry training programs that expand o an already exceptionally trained staff.
EXPERIENCE
Our brokers average 10 plus years in the business. With a wealth of knowledge and a fierce dedication to help families our firm is an excellent choose for your insurance needs.
PRODUCTS
We are an independent firm that specializes in getting our clients the best products at the best price for their specific needs. The impact of having an independent broker can be the difference in saving thousands of dollars.
TECHNOLOGY
A core principle is to use the convenience of technology to keep our clients informed and to make business with us as convenient as possible.
SERVICE
We strive everyday to make sure that every client knows that we have done a good job but service is about more than the reality of a god job it is also about the clients perception that we have done a good job. Our firms understanding of that principle separates us from the competition.
COMMITMENT
Having the expertise, the products, the service and the technology won't atter if we are not committed to our clients and to this industry. Edward Financial Group will be vigilant not just at point of sale but throughout our clients lifetime.